We use all reasonable means to ensure that all information contained within the website is accurate and complete, but assume no responsibility for and give no warranty with regard to the same.

All information contained within this website is provided free of charge for information purposes only and does not constitute advice to any person on any matter.

We will not accept any liability arising out of the use of or access to this website or the unavailability of this website. The website is to be used at your own risk and we do not warrant that the use of this website or any material downloaded from it will not cause damage to any property. Although we will take all reasonable steps in order to keep the site safe, in using the website you are nevertheless subject to the inherent risks of the Internet including loss of data, computer virus infection, spyware, malicious software, trojans and worms. we accept no liability for the same nor any loss or damage arising out of changes made to the content of this website by unauthorised third parties.

Data provided by authorised third parties

We will not accept any responsibility for the content or accuracy of linked sites or data provided by authorised third parties.

Collection and Distribution of Information

We may collect personally identifiable information, such as names, postal addresses, email addresses, etc., when voluntarily submitted by visitors to the website. This information is used for the purpose of fulfilling your particular request, unless you give me permission to use it in another manner. In addition to trusted agents we may share information with governmental agencies or other companies assisting us in fraud prevention or investigation. We may do so when: (1) permitted or required by law; or, (2) trying to protect against or prevent actual or potential fraud or unauthorised transactions; or, (3) investigating fraud which has already taken place. The information is not provided to these companies for marketing purposes.