Definitive Information Resource for QROPS

QROPS Information & Advice


QROPS.net gives you the up-to date facts about QROPS pension transfers.

QROPS.net are opening up the official QROPS guidance manuals to everyone so they can make important financial decisions based on reliable and accurate information. For the first time, this site gives pension investors full access to official QROPS information that the taxman and some advisers may have preferred to keep to themselves. The truth about QROPS is out there – providing you know where to look. QROPS.net was set up to bring this information in to the open and our promise is to empower prospective offshore investors with the latest guidance in plain English.

QROPS Myths

QROPS.net will also tell the truth about some popular QROPS myths, for instance:

  • Investors can only access a maximum of 30% of their pension fund – not true
  • QROPS pension providers are ‘recommended’ by HM Revenue and Customs –not true
  • Only the rich have access to QROPS schemes –not true

The reality is QROPS are tax effective and flexible retirement opportunities for anyone with a UK pension who plan to, or already do, live overseas.

QROPS – The real facts and figures

The latest official QROPS statistics show that between April 6, 2006 and April 5, 2008, more than 7,300 pensions with a combined fund value of £0.5 billion were switched from the UK in to a QROPS – and the investors are saving £1 million a day in tax they would have paid to HM Revenue and Customs. (Source: AJ Bell query to HM Treasury under Freedom of Information Act – January 2010)

QROPS.net also reveals the real advantages of a QROPS for an expat or international worker, like:

  • Taking control over retirement savings with flexible investment options in currencies, markets and
    commodities unavailable to UK pension savers
  • Increasing wealth by opening a QROPS in a safe financial jurisdiction that charges low taxes;
  • Increasing spending power by having QROPS benefits paid in any major to currency to avoid exchange rate fluctuations
  • Eliminating any obligation to buy an annuity with your pension fund
  • Passing on a pension without any inheritance tax when you die to family and loved ones
  • Greater flexibility in accessing your pension funds as cash.

QROPS.net is dedicated to giving everyone free and unbiased QROPS pension information. Browse this site or contact us for more information