QROPS and inheritance tax

If you have a UK pension, have you thought about what will happen to it when you die? It’s not a cheery thought, but even less cheery is the prospect of the taxman getting more than he deserves. Given that the UK system forces members of private pension schemes to purchase an annuity at (or […]

Increasing longevity adds to pension costs

How long will we all live? If only we knew the answer to that question. But pension funds must make an educated guess in order to calculate and plan for their projected liabilities. Researchers Mercer have confirmed that FTSE 100 companies have added 7 months to the life expectancy projections of future retirees, while current […]

Panthera wins the right to fight

Equity Trust (Singapore), one of the trustees of the Singapore based pension fund Panthera ROSIIP which was formerly a QROPS has won the right to challenge HMRC in the UK courts. The Panthera ROSIIP pension fund was formerly granted status as a Qualifying Recognised Overseas Pension Scheme, which meant that it was authorised by Her […]

A QROPS for your future

Sometimes with pension planning it can seem that providers have a “take it or leave it” approach. They only seem to offer you one product, and if that does not suit your needs, tough. This is not the case with QROPS. If you have a UK pension and have left or are thinking of leaving […]

QROPS: what is all the fuss about?

Have you heard people talking about how brilliant their QROPS are? If you are a British expat, the chances are that you know someone who has managed to take their UK pension out of the UK without paying any UK tax. So how have they done it, and what are the pros and cons? The […]

The ABC of QROPS

Is investing overseas complicated? With the right adviser, getting a Qualifying Recognised Overseas Pension Scheme can be as easy as ABC. Accessible Overseas and offshore investments may be more accessible than you think. Some providers may have minimum levels of contributions for their QROPS, but many do not set any such limit. As long as […]